![]() Honeydue has a great user experience and interface for two people to work collaboratively on their expenses and budgeting. There are advertisements within the app.No tools catered toward financial goals (such as savings).Joint bank account available with free debit card, easily integrates into app.Chat function to message partner within app.Over 20,000 financial institutions from which to link accounts.The app is currently rated 4.5 stars out of 5 on the App Store and 4.0 stars out of 5 on Google Play. The Honeydue app is available for both iOS and Android. This is helpful for couples to be aware of potentially fraudulent activity that may occur. Users are able to set alerts within the app whenever a new expense appears. Within the Honeydue app, you also can directly message your partner regarding any bills or expenses. ![]() If you want certain expenses to remain private, you can keep them assigned to yourself. This budgeting app provides separate sections for you and “us.” Honeydue is designed for transparency, and yet there is some privacy available within the app as well. However, there are advertisements that will appear when using the Honeydue app. The Joint Banking account within the app has no fees or minimums and offers access to more than 55,000 surcharge-free ATMs (Honeydue Cash VISA Cards issued by Sutton Bank, Member FDIC). Plaid uses multi-factor authentication and 256-bit encryption to help ensure consumer data is secure. Honeydue stores users’ information in a separate database using multi-layered hardware and software encryption through Plaid Technologies, a widely used service made for apps to connect with financial institutions. The account is FDIC insured by Sutton Bank. The joint checking account comes with a debit card, no monthly fees, no minimum deposit required and instant activity alerts to both users. While it is not required for using the app, Honeydue provides a joint bank account for users who choose to bank together. Using Honeydue, couples can gain greater visibility into their finances, can utilize a chat function to discuss issues that arise, track everything from bank accounts and loans to investments and coordinate bill-paying. This calendar will send alerts to both users when a bill due date is upcoming. There is also a shared calendar where bill reminders are input, along with how much spending is attributed to each bill. Each person can label expenses as an individual expense or a shared expense, like rent or subscription services. The app is divided into three parts: each partner’s individual expenses, plus an “all” section where shared transactions appear. Honeydue gives couples the power to oversee and collaborate on all financial transactions and upcoming bills.
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